Think carefully before securing other debts against your home.
John Mills T/A Mills & Anderson 8a Broomfield Lane Hale Cheshire WA15 9AQ. John Mills Trading as Mills and Anderson is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. The Financial Conduct Authority does not regulate some forms of Buy to Let.
This article (Wills) is intended to provide a general appreciation of the topic and it is not advice.
Guidance should be sought from a specialist who is qualified to advise in your specific circumstances.
For more information on this aspect of "mortgages - what you need to know", please contact Mills & Anderson on 0161 929 8668 or email us at info@amtpfs.com. We will be happy to assist you.
Trusts are not regulated by the Financial Conduct Authority.
Wills are not regulated by the Financial Conduct Authority.
Wills and estate planning are referred to a 3rd party. Mills & Anderson and PRIMIS Mortgage Network are not responsible for any advice received from the 3rd party.
Here at Mills & Anderson, we recognize the great importance of ensuring our clients are given the opportunity to write their Will. This is a significant area of your financial planning needs, especially for parents with young families.
We spend most of our lives providing for and protecting our loved ones. Wouldn't it be terrible if all that hard work is unraveled the very moment you pass on?
Wills and estate planning are referred to a 3rd party. Mills & Anderson and First Complete Ltd are not responsible for any advice received from the 3rd party.
Wills
In short, your instructions as to who gets what when you die. A written, legal document which states your wishes as to the disbursement of your wealth and possessions but also to address issues such as to 'who will look after the children'.
Trusts
Put simply, a tool that is used to disperse wealth, assets and possessions in the most time and tax efficient manner.
When considering policies such as Life assurance, Trusts are there to ensure the Right Money is paid to the Right People at the Right Time.
The passing on and disbursement of wealth, utilising tools such as Wills and Trusts, is encompassed overall by estate planning.
This essentially puts strategies and plans in place to protect income, investments, property for example for partners and future beneficiaries.
This is not only in the event of death, but also to address and/ or protect against the potential costs of convalescence or long term care.
We may refer you to our specialists partners and linked professionals in addressing such complex areas of financial structure. My Blueprint Wills.